Fincurry helps households anywhere keep track of the money they share and the money they spend alone. Every account starts solo. When you are ready, invite family, a partner or roommates over WhatsApp and the same app becomes a family group of up to 15 people, with no mode switch. An expense one member adds shows up on every phone within seconds.

Splitting and settling up are at the centre. Split any bill equally, by amount, % or shares, and let several people pay one bill together. Home shows who owes whom; settle up in one tap or send a WhatsApp reminder. Recurring bills keep the same split every month, and a split summary for any month or year can be shared or downloaded as PDF. The group admin turns splitting on.

Each group has its own currency, so a trip group can run in dirhams or dollars while home stays in rupees. Shared cash wallets cover the family's cash, and a private personal wallet stays yours. Logging an expense takes about 10 seconds, even offline, with cash, cards, UPI or wallets, a receipt photo if you like, or straight from the home screen widget.

Rent, EMIs, electricity and subscriptions can be set as recurring bills that log themselves, with reminders and a one-tap confirm. Category budgets, or one budget for the whole group, alert you before you overshoot. A daily reminder at a time you choose keeps logging easy, a monthly report arrives on the 1st, and comparing months answers a simple question: how are we doing this month?

Fincurry works in 22 languages, including English, Spanish, French, Arabic, Hindi and Japanese, and exports to PDF or CSV. Your data is encrypted, visible only within your group and never sold, and account data is purged within 30 days of deletion. Fincurry is a tracking tool, not financial advice.

Free, with no ads, on iOS and Android. Made in India by Tailwebs.